Inscripción en Medicare Advantage
Cuándo inscribirse en un plan de Medicare Advantage
Puedes inscribirte a un plan de Medicare Advantage (también conocido como Medicare Parte C) cuando reúnas por primera vez las condiciones para Medicare. También hay otros momentos durante el año cuando puedes cambiar tu plan de Medicare Advantage. Para la mayoría, a menos que te inscribas en Medicare por primera vez, los periodos de inscripción de Medicare Advantage son en momentos específicos durante el año.
Medicare Advantage Enrollment Period
Whether you're enrolling in Medicare Part C for the first time or want to make changes to an existing Medicare Advantage plan, there are many things to keep in mind. You'll need to know if you qualify for an enrollment period, when your benefits will start, and what happens if you don't meet the deadlines.
Can I Enroll In A Medicare Advantage Plan Any Time?
You can enroll in a Medicare Advantage Plan only during specific enrollment periods. If you are new to Medicare, we also have information about how to enroll in your Medicare Part A and B benefits and offer a comparison of Medicare Advantage Vs. Original Medicare.
Can I Change My Medicare Plan Any Time?
You have options to change your Medicare Advantage plan. You can change your plan during the Annual Enrollment Period, October 15 to December 7 and during the Open Enrollment Period, January 1 to March 31. You may also be able to change coverage during Special Enrollment Periods if you qualify.
Enrollment Periods
Períodos de inscripción
What are the enrollment dates?
- Begins three months before your 65th birthday month.
- Ends three months after your 65th birthday month.
- You can also sign up the month of your birthday.
Who can enroll during this time? What changes can I make?
- Those who are turning 65, "aging in" to Medicare, and who are not already receiving Social Security benefits.
- You can enroll in Part A and/or Part B.
- You can also enroll in Medicare Advantage (Part C) during your initial enrollment period, after enrolling in Part A and Part B.
When will my benefits start if I sign up during this enrollment period?
- Your benefits start on the first day of the month you turn 65 if you sign up during the three months before your birthday.
- If your birthday is on the first of the month, benefits start the first day of the month before your birthday.
- If you sign up during one of the three months after your birthday, your enrollment begins the first day of the following month.
What if I miss this enrollment period?
- If you do not sign up for Medicare Advantage during your initial enrollment into Medicare, you will need to sign up during one of the other enrollment periods.
What are the enrollment dates?
- Each year, from October 15 to December 7.
Who can enroll during this time? What changes can I make?
For those who want to make a change in their plan, here are the types of changes you can make to Medicare Advantage plans:
- Add a Medicare Advantage plan if you currently only have Original Medicare.
- Switch from one Medicare Advantage plan to another type of Medicare Advantage plan.
- Change from a Medicare Advantage plan that doesn't have Prescription Drug coverage to one that does.
- Switch from a Medicare Advantage (Part C) plan that has Prescription Drug coverage to one that doesn't.
When will my benefits start if I sign up during this enrollment period?
- Enrollment in your new plan begins on January 1 of the following year.
What if I miss this enrollment period?
- If you miss open enrollment, you will need to wait until the next year to change your Medicare Advantage plan, unless you meet the conditions of another enrollment period.
What are the enrollment dates?
- Special time period based on your life experiences.
Who can enroll during this time? What changes can I make?
- Those who have had a life change that qualifies them to switch or join a Medicare Advantage plan.
- These may be related to many different things such as moving out of your plan's service area, losing employee or other coverage, moving in or out of a nursing home, becoming eligible for Medicaid, or a plan with a 5-star rating becomes available.
When will my benefits start if I sign up during this enrollment period?
- Dates for Special Election Periods vary.
What if I miss this enrollment period?
- If you qualify for and miss your Special Enrollment Period, you will need to wait for one of the other enrollment periods.
What are the enrollment dates?
- Each year, from January 1 to March 31.
Who can enroll during this time? What changes can I make?
- Anyone currently enrolled in a Medicare Advantage plan can switch or drop their plan.
When will my benefits start if I sign up during this enrollment period?
- Benefits begin the first of the month after you enroll.
What if I miss this enrollment period?
- The Annual Election Period (AEP) is from October 15 to December 7.
¿Tengo que inscribirme en Medicare Advantage todos los años?
Quedarás inscrito automáticamente en tu plan de Medicare Advantage todos los años, salvo que tu compañía de seguro ya no ofrezca el plan o decida cambiar de plan. Luego, puedes comprar otro plan durante el Período de Inscripción Anual.
¿Cómo me inscribo en un plan de Medicare Advantage?
Podemos ayudarte a encontrar el plan de Medicare Advantage correcto para tu estilo de vida y presupuesto. Contamos con herramientas para ayudarte a buscar planes de acuerdo con lo que es importante para ti. Responde algunas preguntas rápidas y te brindaremos una recomendación sobre el plan de Medicare que mejor se adecúe. Puedes comparar nuestro planes HMO de Medicare Advantage, PPO de Medicare Advantage, entre otros, de acuerdo con los beneficios, costos, calidad, cobertura de medicamentos recetados y médicos. Puedes guardar tus favoritos y volver durante uno de los períodos de inscripción para solicitar.
Más información sobre nuestros planes HMO de Medicare Advantage y nuestros planes PPO de Medicare Advantage.
Encuentra un plan de Medicare que se ajuste a tus necesidades.
Otros artículos de "Guía para entender los planes de Medicare Advantage"
Does Medicare cover Vision?
Does Medicare cover Dental?
Medicare Advantage Vs Original Medicare
Medicare Advantage Open Enrollment
Medicare Advantage Enrollment
Medicare Advantage Plan Options
Pros and cons of Medicare Advantage
Why Choose Empire?
Medicare HMO vs. PPO
About Medicare Enrollment
Essential Extras
No-Cost Fitness Program
Get the facts on Medicare vs Medicaid
Empire BlueCross BlueShield es un plan de Medicare Advantage con un contrato de Medicare. Empire BlueCross BlueShield es un plan de necesidades especiales (SNP, por sus siglas en inglés) con un contrato con Medicare y con el programa estatal de Medicaid. La inscripción en Empire BlueCross BlueShield depende de la renovación del contrato.